Steve Futyer Mortgage Broker Kitchener Waterloo Cambridge Toronto

Steve Futyer || March 23, 2023

How to Get a Mortgage in Ontario

There are several steps you will need to follow in order to get a mortgage as a first-time home buyer in Ontario: Determine how much you can afford Before you start looking for a home, it's...

Steve Futyer || February 23, 2023

Do mortgages vanish when people pass away?

The short answer is no. It may seem like a morbid thought, but the fact is, for most people, their mortgage is the largest debt they’ll carry in their lifetimes. As a result, many...

Steve Futyer || February 06, 2023

British Columbia’s “cooling-off period” now in effect

As of January 1, 2023, British Columbia became the first jurisdiction in Canada to implement a rescission period for real estate transactions, also known as a "cooling-off period.” The amendments...

Steve Futyer || January 30, 2023

Bank of Canada hikes rates by 0.25%, but is now likely to hit the pause button

The Bank of Canada delivered its eighth consecutive rate hike on Wednesday, January 25, but said it would likely now pause to assess the impacts of its rate hikes to date. As expected, the Bank...